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Privacy Policy

Michael Martinez Finance Privacy Policy

Last Updated: April 24, 2026

General

Michael Martinez Finance (“company”, “I”, “we” or “us”) is dedicated to respecting the privacy of your personal information, and this privacy policy describes what information is collected from you on https://michaelmartinezfinance.com/ (hereinafter the “website”) and how it is used. The term “you” refers to anyone who uses, visits, and/or views the website.

By visiting and using the website, you accept and agree to be bound by this privacy policy. Your continued use of the website after posting of any changes to our Privacy Policy constitutes your acceptance of those changes and updates. You must not access or use the website if you do not wish to be bound by this Privacy Policy.

CHILDREN’S PRIVACY

We respect the privacy of children, and “child” means an individual under the age of 13. All information and content on this website is intended for individuals over the age of 18. Children under the age of 13 are prohibited from using this website. We do not knowingly collect, use, or disclose personal information from children under the age of 13 without prior parental or guardian consent. If you believe any personal information is collected from someone under the age of 13 without parental or guardian consent, then please contact us to have that information deleted.

WHAT INFORMATION WE COLLECT AND HOW IT IS USED

When you access the website, you may voluntarily provide certain personally identifiable information, including your name and email address. We collect this information when you subscribe to our email newsletter or free resources, post a comment on an article, fill out a contact form, or otherwise communicate with us directly.

We use this information to deliver the free resources or newsletter you requested, respond to your inquiries, personalize your experience on the website, improve the content and services we offer, and send you updates, educational content, and occasional promotional messages from us and our affiliate partners.

If you purchase a paid product or service through this website, payment is processed entirely by a third-party payment processor (currently Stripe). We do not collect, store, or have access to your credit or debit card information. The payment processor receives your payment details directly and provides us with a confirmation that the transaction completed.

Additionally, like most websites, this website automatically collects certain technical information about your visit through server Log Data and Google Analytics 4 (GA4). Log Data includes your Internet Protocol (IP) address, browser type and version, Internet Service Provider, operating system, referring URL, and the pages you visit on our site. Google Analytics 4 collects anonymized information about your general location (typically at the city or region level), device type, traffic source, pages viewed, session duration, and general usage patterns. GA4 is configured with IP anonymization enabled.

This technical information is used to analyze website performance, understand audience behavior and interests, improve content and user experience, monitor site health and security, and measure the effectiveness of our content.

COMMENTS AND SOCIAL MEDIA 

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. When you leave a comment, your name, email address, and website/organization name are not shared with a third party and may be used to communicate with you.

Social media accounts and sharing options are available on this website. Social media sites (YouTube, Instagram, Pinterest, X/Twitter, TikTok, and others) can track your personal information. Should you choose to interact with us on social media, please note that you will be voluntarily disclosing that personal information. This information is no longer private. It becomes public information and can be collected and used by others. We have no control over and take no responsibility for the use, storage, or dissemination of such publicly-disclosed personal information by you.

Any such interactions via comments and social media with us do not subject us to any kind of liability related to the misuse of your information by others.

USE OF COOKIES 

The website uses cookies to facilitate your use of the website and to understand how visitors interact with our content. Cookies are files with small amounts of data, including an anonymous unique identifier, that a website sends to your browser when you are viewing the website.

Specifically, this website uses the following categories of cookies:

  • Performance and caching cookies (set by LiteSpeed Cache and our content delivery network) used to serve cached versions of pages and improve site speed.
  • Analytics cookies (set by Google Analytics 4 via Google Site Kit) used to measure anonymized traffic, audience behavior, and content performance.
  • Email signup cookies (set by our third-party email marketing provider) used to remember whether you have already subscribed so we do not show you the same opt-in form repeatedly.
  • Comment cookies (set by WordPress) used to remember your name, email, and website when you leave a comment, so you do not have to fill in those details again.
  • Affiliate tracking cookies (set by third-party affiliate partners such as credit card issuers and banks) placed on your device when you click an affiliate link to one of their products. These cookies allow the partner to attribute a potential application or purchase back to our referral. We do not set or read these cookies ourselves.

If you have an account and you log in to this website, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

You have the option of turning off cookies in your browser settings, should you wish to do so. If you choose to do that, some features of the website (such as caching and the comment form auto-fill) may not function as intended.

 USE OF WEB BEACONS AND PIXELS

In conjunction with the use of cookies, third parties may also use web beacons, which are also known as clear GIFs, web bugs, or pixel tags, to collect general information about your use of our website. They monitor user activity and are used to track aggregate behavior data.

We may use social media pixels (such as the Meta Pixel or equivalent platform pixels) to track aggregate traffic in compliance with different social media platforms for the purpose of measuring content reach, tracking conversions, building retargeting audiences, and running targeted advertisements. Third parties such as Meta may use their own cookies, web beacons, and other technologies to collect and receive information from our website for these purposes.Specifically, we use the Meta Pixel (Facebook) and the Pinterest Tag to measure conversion events, build retargeting audiences of site visitors who did not convert, and run targeted ads on Meta platforms (Facebook, Instagram) and Pinterest. These pixels place cookies on your browser and may share hashed email addresses or other identifiers with Meta and Pinterest to match you to accounts on their platforms for retargeting purposes. You can opt out of personalized advertising on Meta by visiting your Facebook Settings, and on Pinterest by visiting your Pinterest Privacy Settings.

THIRD-PARTY LINKS AND USE 

We may include, offer, or advertise third-party links, products, or services on the website. Some of these links are affiliate links (see our Affiliate Disclosure). Once you click a third-party link and leave this website, you are no longer bound by our Privacy Policy or Terms.

Articles on this website may include embedded content (such as YouTube videos or social media embeds). Embedded content from other websites behaves in the exact same way as if the visitor had visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content.

The primary third-party services we rely on include Google Analytics 4 (analytics), Google Site Kit (the WordPress integration for Google services), our third-party email marketing provider (newsletter and email automation), Stripe (payment processing for paid services), LiteSpeed Cache and our CDN (performance), and affiliate networks for credit card issuers, banks, and financial technology platforms. Each of these providers operates under its own privacy policy, which we encourage you to review.

We have no control over these third parties, and they have their own privacy policies. We are not responsible for the activities and practices of these third parties. You should contact them directly and read their privacy policies for any questions. You also agree that your use of these third-party websites is solely at your risk.

DISCLOSURE OF YOUR INFORMATION

As a general rule, we do not disclose your personal information to third parties without your consent with the exception of the following circumstances:

  1. We may disclose your information to our trusted third-party service providers that work with us, such as our website hosting partner, email marketing provider, payment processor, analytics provider, and any other service providers that assist in the operation of the website.
  2. We may disclose your information in order to comply with state or federal regulations, lawful requests from law enforcement, or any other legal claims related to the website.
  3. We may disclose your information to our successor and/or acquiring party in the event of a merger, acquisition, restructuring, dissolution, or partial sale in the future. However, your personal information will be transferred to the acquiring party in accordance with this privacy policy.

EMAIL MARKETING 

When you subscribe to our newsletter or request a free resource, your name and email address are collected and stored by our third-party email marketing provider on our behalf. You have the option of opting in to our email list or unsubscribing at any time. By subscribing and opting in, you agree to receive newsletters, updates, educational content, promotional messages, and any other content related to this website.

When you send an email or reply to our newsletter, your email message, along with your email address and responses, is saved for communication purposes. This information is kept confidential, and we do not share, sell, or trade your email information with third parties except as otherwise stated in this privacy policy.

From time to time, we may change our email marketing provider. When we do, your subscriber data (name, email address, and subscription status) is transferred to the new provider under the same terms described in this policy, and this page is updated to reflect the change.

OPT-OUT

We comply with the CAN-SPAM Act of 2003 and do not spam or send misleading information. Should you wish to no longer receive communication from us, you have the option of unsubscribing by clicking “unsubscribe” at the bottom of any email we send to you or by contacting us directly.

As for third-party websites, please contact them directly to unsubscribe and/or opt out of their communications.

We are in compliance with the GDPR, along with the email marketing service we use to collect your data.

GDPR VISITOR RIGHTS

Under the GDPR, if you are within the European Union, you are entitled to certain rights and information listed below.

We will retain any information you choose to provide to us until the earlier of:

  1. You ask us to delete the information by sending a request to hello@michaelmartinezfinance.com. Please note that such requests may result in you no longer being able to access paid or free content previously provided to you.
  2. Our decision to cease using our existing data providers.
  3. The Company decides to no longer be in business or continue to offer the services.
  4. The data is no longer needed to provide you service, is too costly to maintain further retention, or the Company finds it outdated.

You have the right to request access to your data that we store and have the ability to access your personal data.

You have the right to either rectify or erase your personal data. You have the right to verify the accuracy of your personal data and have it corrected or removed completely.

You have the right to seek restrictions on the processing of your data. When you restrict the processing of your data, we can store your data, but cannot process it further.

You have the right to object to the processing of your data in certain circumstances, including but not limited to direct marketing, profiling, scientific or historical research purposes, statistical purposes, automated decision making, and profiling and tasks based on legitimate interests or in the public interest/exercise of official authority.

You have the right to the portability of your data. You have the right to request your personal data from us, receive it and transfer it to another controller.

You have the right to withdraw consent at any time. If you have provided consent to the Company’s processing of your personal data, you have the right to withdraw that consent at any time without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent.

You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.

We require only the information that is reasonably necessary to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us.

YOUR RIGHTS UNDER THE CALIFORNIA CONSUMER PRIVACY ACT (CCPA COMPLIANCE)

If you reside in California, you are entitled to additional rights under California law, and we ensure compliance with the CCPA. Here are your rights:

  1. You have the right to know whether your personal information is sold or disclosed to third parties.
  2. You have the right to say no to the sale of your personal information.
  3. You have the right to access your personal information, which we will provide within 30 days of such request.
  4. You have the right to know what personal information is collected from you and how it is used, which we explained in this Privacy Policy.
  5. You have the right to have your personal information deleted.
  6. You have the right to equal service, price, and no discrimination.
  7. You have the right to data portability and the right to request your personal information and use it for your own purposes.

Pursuant to California’s “Shine the Light Act,” you are permitted to request information about the manner in which we share certain categories of information with third parties for their marketing use. We may disclose your personal information to service providers and vendors for their use in providing services to us, so we can deliver the products and/or services offered on this website to you. When we disclose such information, your personal information is still kept confidential between us and that third party.

Please be advised that we DO NOT SELL YOUR PERSONAL INFORMATION to third parties and have never sold your personal information. We do not intend to sell your personal information in the future either.

Under the CCPA, you still have the right to opt out of such sales and send us a “do not sell my information” request. If you would like to exercise any of your rights under California law, please submit a verifiable consumer request to us by sending an email to hello@michaelmartinezfinance.com. Only you, as the person registered with the California Secretary of State, or someone you authorize to act on your behalf, can make such a verifiable consumer request related to your personal information.

Your verifiable consumer request must provide sufficient information that allows us to verify that you are the person you are claiming to be or that you are the authorized representative of such person about whom we had collected personal information. You must describe your request with enough details, such as your first and last name, address, and your country, that allow us to properly understand the request and respond to it. Please note we cannot respond to your request or provide you with personal information unless we first verify your identity or authority to make such a request and confirm that the personal information relates to you. We will make all attempts to respond to your request within 30 days of receipt.

This privacy notice for California residents supplements the information included in the previous sections of this privacy policy. California and Delaware law also require us to state whether we honor “Do Not Track” settings in your browser regarding targeted advertising, and we do not monitor or respond to Do Not Track browser requests.

SECURITY

The security of your personal information is important to us, and we strive to follow generally accepted commercial industry standards to protect your personal information submitted to us voluntarily and automatically. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee the absolute security of your information. When you make a purchase through the website, you will be directed to a third-party payment processor to complete the transaction. Any payment information you provide during the checkout process is not stored on our website but instead provided directly to the payment processor that completes the transaction.

By using this website, you agree to hold us harmless for any security breach and for any unauthorized use of your personal information by third parties. You also agree that we cannot be held responsible for any disclosure of your information through our website without our knowledge and consent.

PRIVACY POLICY UPDATES 

This privacy policy is effective as of April 17, 2026, and will be updated and modified as needed. You are responsible for visiting this page periodically to check for future updates to this policy. Any modifications to this privacy policy will be effective upon our publishing of the new terms, and your continued use of our website after the posting of any updates constitutes your acceptance of our modified privacy policy.

CONTACT

For any questions or comments regarding the privacy policy, please contact us at hello@michaelmartinezfinance.com.